Everyday Cheapskate: Whether you like it or not, you need a good credit score

Pop Quiz: What looks like water, is certainly inexpensive, has a pungent odor but is not toxic (in fact, you can drink it if you like), is biodegradable, serves as a useful disinfectant and will repel kitties from your kids’ sandbox? Give up? Read on to learn the answer in today’s first great reader tip.

SCAT CAT! Keep cats out of your kids’ sandbox by pouring distilled white vinegar around the box once each month. Keep in mind that vinegar will kill some types of grass and other vegetation, so be careful where you pour it. — Sally, email