CGN Senior News Scott McKay

As we age, we encounter many different life stages. Last week, I mentioned three when planning your retirement: New Freedom, New Horizons, and New Simplicity.

But there is another stage many of us will reach that isn’t as appealing, a time when the mind may be willing, but the body isn’t. Your world seems to shrink and your options appear to evaporate. Because this stage can feel terrifying and intimidating, we often ignore it and avoid preparing for that time when we must make some very difficult decisions.