We are several weeks into January and many 2013 resolutions have already gone by the wayside for millions of Americans. There seems to be two camps of folks, those who make New Year’s resolutions and those who resolve never to make a resolution, which in fact is a form of resolution by definition.

I am of the ambivalent school of resolution makers. Some years I do, some years I don’t. I failed on making it all the way to midnight this New Year’s Eve so no opportunity to make a legitimate resolution.