Everyday Cheapskate: Whether you like it or not, you need a good credit score

Just when we thought that the season of gift-giving was over for another year, here comes the second gift-giving season: Spring.

On top of the predictable family birthdays and anniversaries, get ready for Valentine’s Day, Easter, Mothers’ and Fathers’ Day, graduations, and bridal and baby showers, too. Whew! The secret for gifts not emptying your wallet is to put your imagination into high gear so you trim the costs without limiting the fun.