Everyday Cheapskate: Whether you like it or not, you need a good credit score

Exercise patience. Instead of buying items when you run out, watch for bargain prices on products you want, and buy them when they are on sale. As you are able, buy enough to last for a couple of weeks or until that product goes on sale again (probably about 12 weeks). Ultimately, the goal is to only buy things when they are sale and never at full price.

Eat the sales. Instead of creating your menus for the week around what you saw on Pinterest or saw in a magazine, discover what’s on sale this week. Now create your menus based on what’s on sale. If you need help, take a look at eMeals.com, a meal-planning service that uses what’s on sale this week in your favorite supermarket to create your family’s ideal meal plan. And you have choices from classic to gluten-free, low fat and even paleo — and quite a few others, as well. Check it out.