Everyday Cheapskate: Whether you like it or not, you need a good credit score

I had this great idea, years ago, to buy a ton of ground beef (OK, more like 10 pounds) and then brown all of it — all at once. That way I could divide it up into 1-pound portions, freeze it and have it all ready to go when a recipe called for ground beef. Great idea! Did it work? Well, sorta’ — if by “working” you mean taking a long time, making a huge mess of my stove and kitchen, and having to do it in batches because who has a frying pan that big — and basically vowing to never do THAT again.

Last week, when I received today’s first great reader tip in my email box, I couldn’t believe it. Why didn’t I think of that? What a great idea — and, yes, I am going to do this. Can’t wait.