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Many Hood River residents may recognize the last name Noteboom. You might have taken a class taught by my mom, Nan, or were coached by my dad,…

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Recently I stopped into Toys “R” Us to get a little something for Eli. Yes; I am one of those grandmothers. We found the cutest toy shaving kit, just perfect for bath time. The price was under $10. At check out, and without missing a beat, the sales clerk inquired if I would like to add an extended warranty for just $4.79. Seriously. I laughed. She winced. I apologized, but really, I couldn’t help it.

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Holding on to your hard-earned money is a lot tougher these days. Just when it looks like the economy is recovering, it takes another hit from rising prices. Add to that personal financial emergencies and fewer work hours on the home front. All you can think about is how to shore up your cash. Embrace these simple changes and you just might see a boost in your bank account.

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The idea of emergency preparedness is a good one. Every family needs some kind of plan in the event of a kind of disaster that could disrupt the normal course of life. But where to start? Hopefully, these quick tips will do the trick to get you unstuck and on your way to being prepared.