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I’m going to guess you’ve made a financial mistake or two in your life. Who hasn’t? For some of us, it was more than an occasional late fee or random urge to overspend that brought us to our financial knees. But I’m not talking about the kind of blunders that got us into trouble — we could list those in our sleep. Instead, I want to focus on the mistakes people make while they’re working their way back to financial health. Avoid these goofs to make 2014 a year you achieve financial progress!

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WASHINGTON (AP) — Grants and scholarships are taking a leading role in paying college bills, surpassing the traditional role parents long have played in helping foot the bills, according to a report from loan giant Sallie Mae.

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College is expensive, and its cost is about to go up again. In less than a month the interest rates on federal Stafford Loans is set to double, from 3.4 percent to 6.8 percent, unless Congress comes up with an alternative. This hike will come at a time when student debt has surpassed the $1 trillion mark and college tuition costs are continuing to increase yearly with no end in sight.

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WASHINGTON (AP) — Urban renewal? New census estimates show that most of the nation’s largest cities further enhanced their allure last year, posting strong population growth for a second straight year. Big cities surpassed the rate of growth of their surrounding suburbs at an even faster clip, a sign of America’s continuing preference for urban living after the economic downturn quelled enthusiasm for less-crowded expanses.

‘My Dinner Party’ starts Jan. 26; ‘Blue Skies’ at CEBU Jan. 11; ‘Stevequeen’ at Everybody’s; HR Horns at Gallery 301; Volunteers needed for events