Billion-dollar thunderstorms are quietly rewriting the rules of home insurance

More than 57,000 pet owners will see their pet insurance premiums rise sharply following the California Department of Insurance’s approval of substantial rate increases for Lemonade pet insurance policies.

With more drivers switching, insurers turn to AI to analyze policy changes that may signal a customer is comparing quotes.

The national average cost of pet insurance held steady through May.

The overall national average cost of car insurance held steady at $142 per month in May.

Rising premiums and a lack of understanding surrounding coverage limits are leaving millions of homeowners financially vulnerable to significant losses.

As insurers tighten standards and raise premiums, experts say homeowners must act before non-renewal notices arrive.

Annual care costs and the legislation’s uncertain future mean pet parents should hold on to their policies, data indicates.

Luxury EVs from Mercedes-Benz, Tesla, and BMW dominate the list of the most expensive models to insure, according to Insurify data.

Bill awaiting governor’s signature requires human review, bars AI as sole factor in claims denials.